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Enhancing Security of Mobile Banking and Payments
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Enhancing Security of Mobile Banking and Payments ab 49.99 EURO

Anbieter: ebook.de
Stand: 02.07.2020
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Mobile Phones Usage and Productivity:
59,00 € *
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Taxis are an important component of the public transport system in Nairobi, Kenya. The ability of the taxis to be more productive was for a long time hindered by poor communication. This situation has changed with the widespread availability and use of mobile phones by both the public and taxi operators. This study examines the contribution of mobile phones to enhancing the productivity of taxi operators in Nairobi. Interviews conducted with taxi operators in Nairobi and with selected key informants provided insights into the role of the mobile phone in enhancing productivity. The findings revealed two ways in which the mobile phones enhanced productivity of taxi operators. First is the coordination of demand for the taxi service. Operators no longer wait for customers mainly at ranks but are now in constant contact with customers through the use of mobile phones. Second is that mobile phones have provided a flexible financial service. The operators use the money transfer service of mobile phones to receive payments and also to send money to family members, relatives and friends.

Anbieter: Dodax
Stand: 02.07.2020
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Causes of Delays and Cost Overrun in Road Const...
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Delay and cost overrun are common issues facing the construction industry worldwide and are of great concern to the stakeholders in the industry. The key to combating these issues largely depends on their causes. This paper presents the findings of a questionnaire survey carried out to identify the major causes of cost overrun and project delays in road construction projects in Ghana. The three major groups identified were, financial, contractor and equipment and the three most contributing factors falling under these groups are, Delays in payments for work done, under estimation of project cost by contractors and frequent breakdown of equipment. The results of this research should serve as an input data for further research studies and also help stakeholders in the Ghanaian construction industry and others around the world to undertake effective project planning, controlling and monitoring as a means of enhancing project performance and thereby reducing delay and cost overrun.

Anbieter: Dodax
Stand: 02.07.2020
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Environmental Services and Institutions
49,00 € *
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This book provides insights on how Payments for Environmental Services (PES) can be implemented in collaboration with local institutions to achieve environmental and developmental goals. Taking a case of hydroelectricity revenue sharing in Kulekhani watershed of Nepal, this book analyses the PES scheme using institutional analysis framework derived from the works of Ostrom, Young and Mitchell. The study shows that the PES in Kulekhani is constrained due to deficiencies in design of rules and conflict of PES with local institutions (institutional interplay). Based on the analysis, it is argued that, although the PES in Kulekhani has provided a mechanism for transferring revenue for local development, it has not transformed existing resource management structures and institutions to demonstrate the effectiveness of enhancing environmental outcomes. The lessons of this research include the politics driving the design of PES mechanisms, and conflict of PES rules with local institutions can hinder the performance. Likewise, this research also suggests that the PES schemes do not necessarily result into cooperation with local institutions to achieve both ecological and social outcomes.

Anbieter: Dodax
Stand: 02.07.2020
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Enhancing Security of Mobile Banking and Payments
49,90 € *
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Electronic Commerce has increased the use of devices such as computers, phones and tablets in carrying out financial transactions. Mobile Banking has advanced e-commerce but has experienced challenges. This book demonstrates vulnerabilities of M-banking in Kenya, to cyber threats like phishing, ransomware and database attacks, which have led to a rise in banking fraud. Penetration testing is done on six M-banking applications used by Tier 1 banks in Kenya. From the penetration testing, it is evident that most M-banking applications are not secure, whereby they do not adhere to the Open Web Application Security Project (OWASP), 2013 guidelines.This book provides solutions to cyber threats by Enhancing Security of Mobile Banking and Payments by demonstrating how security in both the application and network layers can be achieved. This is done by developing a secure M-banking application. These solutions involve the use of encryption, encapsulation and hashing techniques. The OWASP standards provide guidelines in the development of a secure M-banking application. To provide security in M-banking, issues to do with Confidentiality, Integrity and Authenticity need to be addressed.

Anbieter: Dodax
Stand: 02.07.2020
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International Capital Flows: Economic Impact an...
55,90 CHF *
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Diploma Thesis from the year 2000 in the subject Economics - Finance, grade: 1, Christian-Albrechts-University of Kiel, language: English, abstract: This paper deals with three highly controversial aspects in the international finance literature: the degree of international financial integration, the economic impact of capital mobility, and the potential role of capital controls in the emerging international financial architecture. Regarding the first aspect, many observers have been influenced by the recent hype about 'globalisation' and in fact take it for granted that capital markets have become almost fully integrated into a world financial marketplace. This paper, reviews evidence that challenges this conventional wisdom, though confirming that the degree of international financial integration is rising. With respect to the second aspect, it is demonstrated that there are circumstances under which the free flow of international capital could negatively impact upon economic performance and/or otherwise welfare-enhancing domestic policies. This finding conflicts with traditional theory and provides an economic rationale for the judicious introduction of capital controls. With this assertion in mind, the final aspect, the role of capital controls, is investigated. The specific question explored is how far restrictions on international capital flows are able to avert a costly economic imbalance arising from fluctuations in the balance of payments. Although the international consensus seems to have shifted in recent years towards promoting Chilean-style capital controls as a potential new building block in the international financial landscape, this paper cautions against such a generalisation of the Chilean experience. Rather, a review of the empirical literature suggests that much of Chile's economic success story in the last decade can be explained by factors other than its control regime. The rising degree of international financial integration enhances the need for small countries to resolve their dilemma of being dependent on external funding and, at the same time, most vulnerable to sudden reversals of international capital flows. Yet, simple solutions of how to counterbalance the potential threats of capital mobility in a second-best equilibrium, are not found to be easily forthcoming. In particular, this paper argues that capital controls are no panacea - even less so, if they delay necessary macro- and microeconomic reforms.

Anbieter: Orell Fuessli CH
Stand: 02.07.2020
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Creating Strategic Value through Financial Tech...
88,90 CHF *
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Lessons in innovation from key FinTech trends and successes Creating Strategic Value through Financial Technology explores the growing Financial Technology (FinTech) industry to provide insight on how traditional financial institutions and FinTech companies can boost innovation and enhance valuation in a complex regulatory environment. In plumbing the depth and breadth of several niches within in the FinTech sector, author Jay Wilson uncovers key themes that have contributed to the industry's success; in this book, he maps them together to provide useful guideposts for investors, entrepreneurs, and traditional institutions looking to facilitate growth as technology and financial services collide. With an expert's perspective on FinTech history and outlook, certain trends and examples of value-enhancing strategies stand out. FinTech niches covered include: payments, crowdfunding, alternative/marketplace lending, the blockchain, and technology solutions in the context of banking, insurance, and investment companies. There is no denying the growing importance of technology in the financial services industry, and the FinTech sector offers valuable solutions for a diverse array of financial services providers and their customers. This book guides you through several niches of the FinTech sector, and highlights the most important takeaways from recent endeavors. * Navigate the financial technology sector * Enhance customer and product offerings * Improve efficiency and cost structure * Enhance profitability and company valuation from the intersection of technology and finance Innovation and customer preference is a key driver of FinTech's growth. Customers are demanding better value and convenience, and the organizations that provide it are reaping the rewards of growth. As financial regulations grow more and more complex, and customers are presented with more and more options, it is becoming imperative for traditional institutions to modernize processes and carve out a place in the future of financial services. Creating Strategic Value through Financial Technology provides a handbook for navigating that space, with practical guidance on how FinTech companies and traditional financial institutions can enhance profitability and valuation from the trends.

Anbieter: Orell Fuessli CH
Stand: 02.07.2020
Zum Angebot
Environmental Services and Institutions
79,90 CHF *
ggf. zzgl. Versand

This book provides insights on how Payments for Environmental Services (PES) can be implemented in collaboration with local institutions to achieve environmental and developmental goals. Taking a case of hydroelectricity revenue sharing in Kulekhani watershed of Nepal, this book analyses the PES scheme using institutional analysis framework derived from the works of Ostrom, Young and Mitchell. The study shows that the PES in Kulekhani is constrained due to deficiencies in design of rules and conflict of PES with local institutions (institutional interplay). Based on the analysis, it is argued that, although the PES in Kulekhani has provided a mechanism for transferring revenue for local development, it has not transformed existing resource management structures and institutions to demonstrate the effectiveness of enhancing environmental outcomes. The lessons of this research include the politics driving the design of PES mechanisms, and conflict of PES rules with local institutions can hinder the performance. Likewise, this research also suggests that the PES schemes do not necessarily result into cooperation with local institutions to achieve both ecological and social outcomes.

Anbieter: Orell Fuessli CH
Stand: 02.07.2020
Zum Angebot
From Gold to Euro
148,00 CHF *
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This book deals with the evolution of monetary systems. Firstly, it argues that money forms a constitutional element in any private-ownership economy, estab lishing a nominal-standard order for the market behaviour of individual agents. The market economy is basically a payment society where money structures and values economic activities, and performs itself as a market asset. The use of re sources and the production of commodities are governed by calculations in mone tary values which subordinate production and employment to the logic of asset markets. The 'veil' of money cannot be withdrawn, as a matter of fact and in theoretical analysis, without changing the economic order of society. Money originates from a credit relation between market agents, thus spot payments re place intertemporal exchange. Problems of low trust and information in mutual economic relations are projected onto the money medium in a monetary economy, thereby enhancing its efficiency and dynamics. The rate of interest is not related to time; it is the price for maintaining the agents' solvency in the current period, and it determines a positive rate of return on capital and production. Secondly, the book shows that network externalities in the use of money led to monopoly solutions in the national and hegemonic leader-follower relations in the international economy.

Anbieter: Orell Fuessli CH
Stand: 02.07.2020
Zum Angebot