My name is Jake Taylor. I’m a husband and father of four beautiful children, living in Arizona, and a graduate of ASU. I’m also a US army veteran. I’ve been a mortgage broker since 2001, and have personally handled nearly 1,500 loans for my clients.The average amount I have helped home buyers to finance is $12 million per year. Throughout my career, I have helped borrowers gain access to over $200 million in loans. Although it may seem hopeless at first, or the beginning of a never-ending road, you can pay off your mortgage, even a few years sooner than you think, without a tremendous effort.Once you pay off your mortgage and discover how to save yourself years of time and tens of thousands of interest payments, you’re going to feel the wind of financial freedom pushing you forward toward a prosperous future. This book is dedicated to the American Dream and the dream of owning your home free and clear. 1. Language: English. Narrator: Matt Doyle. Audio sample: http://samples.audible.de/bk/acx0/213963/bk_acx0_213963_sample.mp3. Digital audiobook in aax.
Rachel Cruze shines a spotlight on the most damaging money habit we have: comparing ourselves to others. Then she unpacks seven essential money habits for living the life we really want - a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry. The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they're trying to live a life they simply can't afford. So why exactly do we try so hard to keep up with the Joneses? Are we really living the lives we want, or are we chasing someone else's dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family's finances? In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you - the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving. These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you've always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn't real life, and trying to keep up with the Joneses will never get you anywhere. It's time to live - and love - your life, not theirs. 1. Language: English. Narrator: Rachel Cruze. Audio sample: http://samples.audible.de/bk/acx0/068678/bk_acx0_068678_sample.mp3. Digital audiobook in aax.
When you want to change your lifestyle entirely, you need to have enough motivation, but you also need to have knowledge about the lifestyle that you are adopting. Many people who want to live in an RV full time fail to find a balance in their lives that makes that living pleasurable while others can live the dream and learn to compromise on comforts for the sake of freedom. They wake up in the morning to feel that they have breathed fresh air. They see different scenery every morning if they so wish. What you need to know before joining them is whether you're cut out for the lifestyle and what differences there are between living in a conventional home and living in an RV. This book bridges that gap in your knowledge, and although you may choose to save a fortune by staying at home, you may also choose the lesser traveled road and discover the benefits of living in an RV. Both lifestyles, either in an RV or a home, have their pros and cons. Many who choose the RV lifestyle find that adapting their lives comes naturally. It takes a unique and free-spirited person to compromise on the luxuries of home living in favor of the adventurous lifestyle offered by RV living, though many do. Once you weigh the pros and cons, you can make the choice wisely, and that's what this book is all about. The book will appeal to the free spirited who seek something more than merely surviving month to month, oppressed by mortgage payments and housing taxes. Both have benefits, though those who live the life they choose, rather than the life chosen for them by responsibility, find that RV life tests their personal boundaries and skills, freeing up their lives to live beyond the grid. Journey with us and learn if living in an RV will suit you, and be prepared for the journey of your life. 1. Language: English. Narrator: Yvonne L Wright. Audio sample: http://samples.audible.de/bk/acx0/036700/bk_acx0_036700_sample.mp3. Digital audiobook in aax.
1862 was a tumultuous year in Minnesota history. The youngest state in the Union, Minnesota was one of the first to send men to fight in the Civil War. With the men gone, women and children were left to fend for themselves. The Civil War drained soldiers formerly stationed in Minnesota military outposts, leaving the state undermanned and unprotected. Budget woes related to war expenses caused treaty payments to be very late. Indian agents at the Lower Sioux Agency refused to hand out needed supplies until the gold arrived. The Sioux were starving. The result was the Sioux Uprising of 1862, the largest Indian war in US history. Because it happened between the bloody battles of Shiloh and Antietam, it was largely unknown. Its effects on Minnesota and the Sioux Nation still reverberate today. Abercrombie Trail, the first book in the series, tells the story of Scandinavian immigrants caught up in the clash of cultures. Although the government declared the uprising over in the fall of 1862, Pomme de Terre tells the story of settlers living in the western part of the state, where raids continued through the following year. 1. Language: English. Narrator: James Norwood. Audio sample: http://samples.audible.de/bk/acx0/034044/bk_acx0_034044_sample.mp3. Digital audiobook in aax.
Suppose it were legal to gamble on the time someone else is going to die. It is, if you invest in a life insurance product called a viatical. When the sister of a law firm client dies in her sleep of carbon monoxide poisoning because of an apparently malfunctioning hot water heater, third year law student Elliot Lerner is asked to determine whether anyone could be held responsible in a wrongful death lawsuit. As he looks into the circumstances surrounding the death, he learns about viatical settlements -- investment products designed to provide terminally ill patients with immediate cash in exchange for the right to their life insurance payouts when they die. The amount investors are willing to pay for a patient's death benefit depends on how much longer the patient is expected to live, because the investor must take over payment of the insurance premiums. If it looks like the investor's gamble is not going to pay off as planned because the patient is living too long, and the cost of premium payments is exceeding expectations, there's only one way to eliminate that expense. 1. Language: English. Narrator: Kyle Tait. Audio sample: http://samples.audible.de/bk/acx0/102644/bk_acx0_102644_sample.mp3. Digital audiobook in aax.
We all know the famous saying that you will reap what you sow, but how many of us stop to think about how this quote really relates to our lives? Well, many of us start off our careers with great dreams about how we will achieve so much within a very short time - about how we will work hard to climb up the corporate ranks and invest in stocks, real estate, and so many other areas of life. But when the first paycheck shows up at the bank account, our thoughts and priorities shift greatly; we start thinking about how we should furnish our homes, how we should buy a brand-new car, how we should move to a new neighborhood, how we should start eating out, and so on. All these mean that we will be spending. Before the month is even over, we are dead broke and asking for salary advances from our employers and checking out payday loan sites. Credit cards also become a personal favorite because you can buy what you cannot afford. When you continue with this trend, it doesn't take long before you discover that you have immersed yourself in debt and that you are paying more for credit. And when this happens, you soon start missing credit card payments and payments for other forms of credit. This can be your worst nightmare irrespective of how much money you earn because it not only messes up your financial goals; it can also mess up your career and your family. Well, there's nothing wrong with living the lifestyle you want to live, but when this affects your progress in life as far as finances are concerned, then you need to take action. The truth is that you can never become rich by spending. When you sow spending, you reap poverty. You can never move ahead in life by being the biggest spender, whether you do it because you have convinced yourself that your job demands a certain lifestyle or not. When you are constantly broke when you are working or running a business, something is definitely wrong with the way you handle your money. PLEA 1. Language: English. Narrator: Amanda Smith. Audio sample: http://samples.audible.de/bk/acx0/042123/bk_acx0_042123_sample.mp3. Digital audiobook in aax.
Learn, step-by-step, how to adopt the mindset of wealthy bankers and use their same tools for secure and time-tested strategies that multiply cash.Bankers have been keeping these secret for years. They’re peaceful and calm knowing their money is accumulating on auto-pilot.Now you can generate massive amounts of passive cash today, and without having to start a side hustle or find a second job. Make Bank shows you how to fast-track your finances with ironclad, reliable, and recession-proof opportunities.Boost your current savings rate over 800 times on day oneMake unheard of returns from lawsuits, artwork, and senior housingCollect high rate payments from home builders and developersGet Wall Street to pay you regardless if the market is up or downEliminate expenses and grow your income by 30 percentJoin passive trusts that give you tax-free income for lifeSnag rental properties that bring in five times more income than mostSyndicate with others and make 20 percent each year while wiping out taxesThe economy is volatile and unpredictable. This opens doors for respected and researched opportunities most people don’t know about.Immediately start living your best life and stop worrying about bills with Make Bank’s strategies for income today. 1. Language: English. Narrator: Terence Michael. Audio sample: http://samples.audible.de/bk/acx0/214433/bk_acx0_214433_sample.mp3. Digital audiobook in aax.
The truth shall set you free. Ignoring it will cost you a fortune. It has become clear that we are living a lie, and it has brought devastating results: Bankruptcy among churchgoers is equally as high as for those who don't attend. Financial misconduct is destroying marriages, families, individuals, and churches. A record number of churches are in foreclosure. The church teaches us it's normal to have student loans, car payments, mortgages, and credit cards. It calls poverty a curse but isn't doing much to correct the problem, and it focuses on tithing and the elimination of personal debt - but debt elimination is not enough. Wouldn't you rather thrive in your finances and live the life God has called you to? Evangelpreneur will teach you: How to get your financial life to line up with your faith life How to save your family and your church from financial ruin How to recognize if God is calling you to entrepreneurship How to use entrepreneurism to do God's work on Earth For too long the faithful have been held hostage by false teaching, bad teaching, and the poor practice of good teaching. It's time to break free from the bondage tied to financial issues and become an Evangelpreneur. 1. Language: English. Narrator: LJ Ganser. Audio sample: http://samples.audible.de/bk/adbl/025011/bk_adbl_025011_sample.mp3. Digital audiobook in aax.
She never asked to be a hero. Heroes seldom do.Nearly a century ago, a treasure of unimaginable value was lost beneath the tropical waters of the Florida Keys.But when a ruthless real-estate developer threatens Shark Key Campground and Marina, former journalist Kate Kingsbury must find it before her friends and neighbors lose the only homes they know.It’s taken Kate Kingsbury two years to find peace after her husband was killed in a home invasion. Now she’s found her refuge, living the free and easy boat life at Shark Key. Except that nothing in life is free. Or easy.Shark Key is home to a rag-tag group of folks, scraping to get by on an island known more for its lively nightlife and exclusive vacation homes than for stable jobs or affordable living. In fact, Kate quickly learns that the average local cobbles together a living from three or more jobs, just to afford their rent. She’s grateful to have Danny’s small pension and a home on a derelict houseboat named Serenity.Shark Key’s owner, Chuck Miller, is a third generation Conch who’s committed to giving single moms a safe place to raise their kids. Until he gets a little behind on his payments and shady Miami slumlord Monty Baumann swoops in to steal the tranquil little island out from under him.Shark Key’s last hope is an unbelievable legend from Chuck’s grandfather, a former gangster who worked for the infamous Al Capone. And when the only clue they have is stolen by one of Baumann’s hired thugs, the Shark Key family must band together to retrieve it and find the treasure.But can they recover it before it’s too late?This fun, fresh Jimmy Buffett meets Indiana Jones style adventure thriller will keep you listening all night. And fans of Travis McGee or Sam & Remi Fargo will love Kate Kingsbury and the crew at Shark Key Campground and Marina. Listen to book 1 in this new action-packed series today! 1. Language: English. Narrator: Kelsey-Ann O'Dowd, Brian Meslar. Audio sample: http://samples.audible.de/bk/acx0/217685/bk_acx0_217685_sample.mp3. Digital audiobook in aax.