Payment Due:A Nation In Debt A Generation In Trouble Timothy J Penny
More sizzling BDSM from Charlotte Edwards. This short audiobook follows twins Julie and Heather as they attend another of their Master´s dinner parties. This one is different though! Mousy Penny and her insipid boyfriend Richard aren´t the usual sort of guests. It soon transpires that Richard owes Michael big time, and Penny is the payment! 1. Language: English. Narrator: Kitty Velour. Audio sample: http://samples.audible.de/bk/acx0/041667/bk_acx0_041667_sample.mp3. Digital audiobook in aax.
If you have ventured into real estate investing, that is one of the best decisions you have ever made so far. Many people, some of them your friends and family, may never make such a decision to take charge of their financial fate. However, since you have chosen this path, you now hold great power, and you have heard that ´´with great power comes great responsibility”. You may not feel successful now, and there is no problem with that. The habits discussed below will make you a successful investor if you apply them. One of your greatest responsibilities as an investor in real estate is to be an effective manager of your portfolio. It does not matter whether you manage your own property or you have hired a property manager, you are a manger. Owning rental property is never a walk in the park. There are many issues that you may have to encounter, such as bad property managers, bad employees, economic depressions, natural disasters, among many others. Learn to properly manage your property and your finances. Increasing your rental property income is another task. This does not just refer to increasing the rent. To accomplish this, you should always rent out your property at the market rate. You will lose out on a lot if you decide to offer below market rent. Renting too high may also be a problem. Vacancy is one of the main cash flow killers, and you will experience it a lot if your rent is too expensive. This does not mean that you become a penny pincher. Your tenants also have a right to enjoy the property. However, you can cut costs in many ways.For instance:Transfer some utility payment responsibilities to the tenant (electricity, garbage, water)If your property tax bill is too high, challenge itTry getting better insurance ratesApply water-saving techniquesUse energy efficient appliancesLook for vendors who will offer lower rates for longer contractsSwitch to fewe 1. Language: English. Narrator: Katherine Thompson. Audio sample: http://samples.audible.de/bk/acx0/135630/bk_acx0_135630_sample.mp3. Digital audiobook in aax.
A collection of five erotic stories with mixed submission and domination themes from Xcite Books, winners of ETO Best Erotic Book Brand 2010 and 2011.A collection of five erotic stories with mixed submission and domination themes.Personal Trainer by K D Grace. Penny Davis can’t afford to hire a personal trainer to get her fit for bikini season until ex-military hard man, Hawk Sturgis, offers her an unorthodox fitness regimen and an even more unorthodox payment plan, guaranteed to have her heating up the beach in her new bikini just in time for the summer hols.Support Your Local Store by Alex Severn. Lazy Sunday mornings are usually pretty much the same, but this particular one is different beyond Gareth’s wildest fantasies. Throw in a stunningly sexy older blonde, a dominant young brunette and the local store, and the ingredients are all there for the hottest outing to pick up a newspaper there’s ever been! Corner shops really must survive; they provide such a personal service.Waiting in Vein by Giselle Renarde. Julie is an impatient sub who’s always got an eye on the next sexual adventure. Her domme, Elsha, drives her crazy; not only does she dress like a pioneer, but she’s tortoise-slow; doling out the pain. When Julie asks Elsha to get involved in; a little knife play, Elsha refuses. Kitchen knives are unsanitary for cutting, she claims; razor blades are better. But, tied up and blindfolded, can Julie really tell what’s happening to her body? Or is she at the mercy of Elsha’s power of suggestion?The Next Step by Jeanette Grey. Quiet, bookish Cynthia is not the type of woman who would wear a short skirt out in public, much less her metal-studded leather play collar. Only, when her lover and master orders her to wear both and then to join him on a crowded subway car; she’s surprised to discover she´s not exactly the type of woman she thought she was after all.The Initiation of Lily by Angel Propps. In a s 1. Language: English. Narrator: Jim Bowie, Kate Daniels. Audio sample: http://samples.audible.de/bk/xcit/000018/bk_xcit_000018_sample.mp3. Digital audiobook in aax.
Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years - and begin rapid wealth-building - without sacrificing the things that matter most to you! This is as close to a financial chain reaction as you´ll ever find. You´ll be amazed how quickly your debts melt away, and how rapidly your net worth climbs! In this program, you´ll learn how to prioritize and pay off every penny of your debt in the shortest possible time. You´ll discover how to operate 100% on cash... even in emergencies... so you´ll never need to use credit again. Transforming Debt into Wealth will teach you how to focus every dollar you´re currently using on debt payments toward building your wealth. In addition to getting and staying out of debt, Transforming Debt into Wealth will show you how to attain real financial freedom. You´ll also learn simple, no-hassle strategies for investing your money for long-term growth. Listen to Transforming Debt into Wealth today and get on the path to real financial independence. You´ll learn: How and why you´ve been misled and taken advantage of all your life by a system designed to keep you in a prison of debt. How to stop car dealers from picking your pockets. Why mortgage interest deductibility is the ´´Tax Shelter´´ lie. How to calculate exactly when you´ll be completely out of debt and when you´ll be able to retire. Specific ways to cut daily shopping expenses without sacrificing the things you want most. A simple, low-risk/high-return strategy for ´´stress-free´´ wealth building. How to retire early, with your investments providing all the income you need. How to redefine the ´´American Dream´´ to fit your personal vision of success and happiness. And more! PLEASE NOTE: When you purchase 1. Language: English. Narrator: John Cummuta. Audio sample: http://samples.audible.de/bk/ntgl/000294/bk_ntgl_000294_sample.mp3. Digital audiobook in aax.
Learn the real story about the rapidly growing cryptocurrency market and the innovative blockchain technology that powers it while learning how to avoid the scammers and cybercriminals. There´s so much more to the crypto economy you need to understand before jumping in. Combined with the Foreign Exchange (Forex), this cryptoconomy is becoming a multitrillion-dollar industry. That means there are millions, maybe even billions to be made. Yes, it´s making some people very rich, but it´s also risky enough to bankrupt you. It´s also become a high priority to nations due to the potential for digital currencies. This also draws in a new wave of cybercriminals - some using cryptocurrencies as a form of ransom payments and others looking to deploy malware that steals crypto wallets. Others have created botnets that secretly mine bitcoins using your computer and your electricity without your knowledge or permission. This audiobook will teach you everything you need to know to understand and even consider joining in the cryptoconomy. You´ll not only learn all the basics, but the author shares expert tips and knowledge you´ll need to avoid being scammed along the way. Please grab a copy today! Welcome to the cryptoconomy - where a bright future awaits. 1. Language: English. Narrator: Penny Scott-Andrews. Audio sample: http://samples.audible.de/bk/acx0/137587/bk_acx0_137587_sample.mp3. Digital audiobook in aax.
Are you lost about Blockchain and Bitcoin? Do you feel like you don´t know much about blockchain, but you don´t want to miss the big opportunity that represents for you or your business? Do you feel like they are talking a foreign language when you hear about blockchain? If you answer YES to any of the above, then keep reading... There´s a lot of information on cryptocurrency and blockchain out there, but it´s so confusing and not well structured. So, it´s hard to understand. You can discover everything about Bitcoin, Blockchains, and Cryptocurrency with this clear and comprehensive guide: Blockchain Revolution is an accessible guide to digital currencies and the revolutionary technology that powers it. Bockchain Revolution covers topics such as the history of Bitcoin, Blockchain Revolution. But also how to buy, sell and mine crypto. It even includes how payments and secure transactions are done. Blockchain Revolution will answer questions like: What is blockchain, how does it work, and why is it important. You will discover blockchain platforms, smart contracts, and other aspects of blockchains. What you´ll discover: The basics of blockchain technology and how it works Is bitcoin cloud-mining good? Reason for the fluctuation in the price value Penny stocks How does blockchain help Are miners necessary? How does a cryptocurrency transaction happen? Things to look out for before beginning into the investment mode How to buy your first Bitcoin Is there any particular percentage range of investing? Mistakes a new trader must not make Who This Book Is For: Everyone who wants to get a good idea of what blockchain technology is, how it works in, and how it´s changing the financial system as we know it. Get into the world of cryptocurrency with knowledge and confidence 1. Language: English. Narrator: Robert Plank. Audio sample: http://samples.audible.de/bk/acx0/140085/bk_acx0_140085_sample.mp3. Digital audiobook in aax.
In simple language, this book will make sure that you receive every penny from Social Security that you are entitled to receive which may add up to an extra $1000 and even more to your monthly check or direct deposit! The Official Social Security Handbook is 2726 pages thick. Many of the other books on Social Security are 200 to 300 or more pages! That´s why I wrote this book...so that you can quickly and easily learn what you really need to know about Social Security in a very brief period of time! I´ve separated the important stuff from the boiler-plate in the other books so that you can spend your time deciding on the really important decisions that you will be required to make! Keep in mind that your full monthly Social Security payment will pass on to your spouse who may live up to 30 years longer than you! Statistics show that for a current 65-year-old couple, the chance that at least one will live to age 90 is a surprisingly high 45% percent! And this percentage is growing every year with today´s medical and health advances! Learn: How to calculate if you worked enough to receive Social Security... If you can still work and receive benefits... The best age to starting taking monthly payments... How much money you will receive each month... What happens if you are divorced, widowed or are a widower? How to maximize your monthly benefits... And much, much, more! Includes information on how to apply for disability benefits which many SS books do not cover! 1. Language: English. Narrator: Sam Slydell. Audio sample: http://samples.audible.de/bk/acx0/069916/bk_acx0_069916_sample.mp3. Digital audiobook in aax.