Transforming Payment Systems in Europe:1st ed. 2016
Transforming Payment Systems in Europe:
Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years - and begin rapid wealth-building - without sacrificing the things that matter most to you! This is as close to a financial chain reaction as you´ll ever find. You´ll be amazed how quickly your debts melt away, and how rapidly your net worth climbs! In this program, you´ll learn how to prioritize and pay off every penny of your debt in the shortest possible time. You´ll discover how to operate 100% on cash... even in emergencies... so you´ll never need to use credit again. Transforming Debt into Wealth will teach you how to focus every dollar you´re currently using on debt payments toward building your wealth. In addition to getting and staying out of debt, Transforming Debt into Wealth will show you how to attain real financial freedom. You´ll also learn simple, no-hassle strategies for investing your money for long-term growth. Listen to Transforming Debt into Wealth today and get on the path to real financial independence. You´ll learn: How and why you´ve been misled and taken advantage of all your life by a system designed to keep you in a prison of debt. How to stop car dealers from picking your pockets. Why mortgage interest deductibility is the ´´Tax Shelter´´ lie. How to calculate exactly when you´ll be completely out of debt and when you´ll be able to retire. Specific ways to cut daily shopping expenses without sacrificing the things you want most. A simple, low-risk/high-return strategy for ´´stress-free´´ wealth building. How to retire early, with your investments providing all the income you need. How to redefine the ´´American Dream´´ to fit your personal vision of success and happiness. And more! PLEASE NOTE: When you purchase 1. Language: English. Narrator: John Cummuta. Audio sample: http://samples.audible.de/bk/ntgl/000294/bk_ntgl_000294_sample.mp3. Digital audiobook in aax.
Technology is permanently transforming the banking industry, and digital payments are the key. Virtual Banking: A Guide to Innovation and Partnering takes a hands-on approach to competing in the modern banking environment. Former PayPal head of financial innovation Dan Schatt explores the reasons behind the massive consumer migration away from traditional banks and provides clear, actionable guidance on beating new banking models at their own game. Digital payment is the hottest topic in banking today and is set to define the future of the industry. Consumers are rapidly abandoning traditional banks in favor of institutions that are lower-cost and more consumer-centric. Between the pace of financial regulatory reform and the cloud-computing revolution, the old banking model is on the fast track to extinction. Virtual Banking provides the information banks need to compete in this new environment,and details the integral implementation actions that will allow them to thrive. The audiobook discusses real-world innovations from banks, nonbanks, and up-and-comers and the heavy competition from the new outsource bank model. Topics include: The changing POS landscape and the need for digital-wallet partnerships Shifting gears to greenfield market opportunities versus nonprofitable markets Digital channel best practices for superior customer experience When to outsource and what capabilities to truly own Case studies including PayPal, Google, Square, Facebook, Twitter, and more illustrate acceleration of innovation through banking partnerships as well as the mechanics behind banking´s biggest, scariest threats. The trick to surviving the paradigm shift is to embody innovation while providing a superior customer proposition. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio./p 1. Language: English. Narrator: Steven Menasche. Audio sample: http://samples.audible.de/bk/adbl/022461/bk_adbl_022461_sample.mp3. Digital audiobook in aax.
A fiercely independent divorce lawyer learns the power of family and connection when she receives a cryptic message from her estranged mother in this bittersweet, witty novel from the nationally best-selling author of Someone Else´s Love Story and Gods in Alabama - an emotionally resonant tale about the endurance of love and the power of stories to shape and transform our lives. Born in Alabama, Paula Vauss spent the first decade of her life on the road with her free-spirited young mother, Kai, an itinerant storyteller who blended Hindu mythology with Southern oral tradition to reinvent their history as they roved. But everything - including Paula´s birth name, Kali Jai - changed when she told a story of her own - one that landed Kai in prison and Paula in foster care. Separated, each holding secrets of her own, the intense bond they once shared was fractured. These days, Paula has reincarnated herself as a tough-as-nails divorce attorney with a successful practice in Atlanta. While she hasn´t seen Kai in 15 years, she´s still making payments on that karmic debt - until the day her last check is returned in the mail along with a mysterious note: I am going on a journey, Kali. I am going back to my beginning; death is not the end. You will be the end. We will meet again, and there will be new stories. You know how karma works. Then Kai´s most treasured secret literally lands on Paula´s doorstep, throwing her life into chaos and transforming her from only child to older sister. Desperate to find her mother before it´s too late, Paula sets off on a journey of discovery that will take her back to the past and into the deepest recesses of her heart. With the help of her ex-lover, Birdwine, an intrepid and emotionally volatile private eye who still carries a torch for her, this brilliant woman, an expert at wrecking families, now has to figure out how to put one back together - her own. The Opposite of Everyone is 1. Language: English. Narrator: Joshilyn Jackson. Audio sample: http://samples.audible.de/bk/harp/005027/bk_harp_005027_sample.mp3. Digital audiobook in aax.