Ways & means of payment:A full analysis of the credit system with its various modes of adjustment Stephen Colwell
Mr Marble is in serious debt, desperate for money to pay his family´s bills, until the combination of a wealthy relative, a bottle of cyanide, and a shovel offer him the perfect solution. In fact, his troubles are only just beginning. Slowly the Marble family becomes poisoned by guilt, and caught in an increasingly dangerous trap of secrets, fear, and blackmail. Then, in a final twist of the knife, Mrs Marble ensures that retribution comes in the most unexpected of ways.... First published in 1926, C. S. Forester´s gritty psychological thriller took crime writing in a new direction, portraying ordinary, desperate people committing monstrous acts, and showing events spiralling terribly, chillingly, out of control. 1. Language: English. Narrator: Ric Jerrom. Audio sample: http://samples.audible.de/bk/bbcw/006904/bk_bbcw_006904_sample.mp3. Digital audiobook in aax.
Home prices are too high.Buying a home is the pinnacle of adulthood, but as we all aware, home ownership isn’t exactly easy to navigate, especially for younger folks. Unless you’re completely debt-free, get help from parents, and disciplined enough to live below your means to save money, buying your first home in the future can seem more like a fantasy than an actual possibility.In The First Time Home Buying Guide, we will be mainly focus on why and how to save up our money to have the down payment for our first home purchase, so we can be prepared when there is a home buying opportunity in the future.What is a down payment?A down payment is a big sum of money you need when buying a home. You may borrow money from the bank in the form of a home loan or mortgage, but a portion of the total cost must come directly from you. The down payment acts as an insurance of sorts for your lender. It is not just about how to save, but why you should save.As we all know, there’s a correlation between inflation and home prices. If we don’t save up now, the global home price will slowly keep going up. Now is the time to be prepared and save up, so when there’s home price correction underway, you will have the purchasing power to own a home.The truth is that we all know how to save, but most of us are not aware of the reason why we need to save, and that becomes problematic. In this book, we will go in depth on this topic. We will also be sharing unique ways to save up for a down payment and ways to save a lot faster than an average person. This is what you are about to discover:Why is saving so important in general?Why is it important to own your home, rather than rent?Budgeting and keeping track of your spendingExtreme ways to save fastThe important things you should know before buying a homeWould you like to know more?Don´t ga 1. Language: English. Narrator: Michael Campobasso. Audio sample: http://samples.audible.de/bk/acx0/139016/bk_acx0_139016_sample.mp3. Digital audiobook in aax.
This Element is an excerpt from Homebuyers Beware: Who´s Ripping You Off Now?-What You Must Know About the New Rules of Mortgage and Credit by Carolyn Warren. Available in print and digital formats. Three powerful, aggressive, and 100% legal ways to improve your credit rating-starting right now! Here´s the reality-the insider information I never see written on credit bureau or government Web sites or so-called helpful articles about credit. Late payments may-not must-be reported to credit bureaus. And if someone at Visa wants to not report my one-day-late payment, that is their prerogative. It´s not illegal and it´s not lying. 1. Language: English. Narrator: Gabra Zackman. Audio sample: http://samples.audible.de/bk/adbl/002107/bk_adbl_002107_sample.mp3. Digital audiobook in aax.
Who was it that said, ´´It takes a village…´´? They may not have been talking about being a product manager, but they might as well have been. Life has become so complex that product managers can no longer make their product a success just by their own efforts. Today it takes the help of one or more partners to get your product to where it needs to be. Are you going to be ready to work with those partners? What you´ll find inside: Force majeure: what is it and why care? Four things product managers need to know about buying another company Netflix teaches product managers a lesson Partnerships that don’t work out for product managers One of the first things that product managers learn about working with partners is that we always need to have a signed contract with them. An often overlooked part of such contracts is the ´´force majeure´´ clause - product managers need to know what this really means. Product managers can learn by watching how other firms, such as Netflix, work with partners to become successful. Product managers need to decide if they are going to be willing to work with other firms. Yes, they will be giving up some control of their product. However, like Taylor Swift and her battles with partners, they may be gaining more control over the product´s success in the end. What product managers need to realize is that not all partnerships will work out. Even at giant companies like Amazon, there will be partnerships that initially appear to be a good idea but which go bad. Learning how to use partners to tap into new markets, like India´s Paytm mobile payment system has done, is the key to making your partnerships work out for you. 1. Language: English. Narrator: Jim Anderson. Audio sample: http://samples.audible.de/bk/acx0/148491/bk_acx0_148491_sample.mp3. Digital audiobook in aax.
There´s never been a shortage of advice on managing your money, clearing debt, being canny with your cash, and getting the best deals. But it can be hard work, and everyone seems to be saying something different. What if you could easily cut through all the rhetoric and noise and everything could be made straightforward? In The Money Revolution, banking entrepreneur, and founder of award-winning Starling Bank, Anne Boden, shines a spotlight on how we save, spend, and invest our money. By adopting a few new behaviours, it´s possible to transform your bank balance for the better. The Money Revolution breaks through the traditional thinking about money and what you´ve always been told you should expect from financial institutions. Sharing the benefits of smart banking, fintech solutions, and the advantages of open banking, it covers a range of financial solutions, from savings and investments to pensions, bill payments and travel money. Find out everything you need to know to get the best out of your money every day. 1. Language: English. Narrator: Susan Osman. Audio sample: http://samples.audible.de/bk/acx0/155507/bk_acx0_155507_sample.mp3. Digital audiobook in aax.
Blockchain is the latest technology that has been successfully utilized in various sectors, especially the world of finance. If you are a business owner, then you need to learn what benefits blockchain holds for you. It is available in nearly all sectors of the economy from the stock market to banking, cloud storage, cross-border payments, digital identity, and so much more. Not only is blockchain faster compared to current networks but is also a lot cheaper and extremely secure.Hot topics discussed:Blockchain and smart contractsPayments and money transferBlockchain data storage and cloud computingBlockchain and digital identityBlockchain and supply chain managementNetworking and ´´Internet of Things´´ This book will be able to provide you with all of the tools you need to achieve your goals whatever they may be. A lot of tech experts think that blockchain is the most significant development in the digital world since the advent of the network. The next revolution will, therefore, be a digital revolution. 1. Language: English. Narrator: K.J. Edwards. Audio sample: http://samples.audible.de/bk/acx0/124955/bk_acx0_124955_sample.mp3. Digital audiobook in aax.
More and more people are looking to keep money in their pockets. With inflation on the rise, things like everyday living, rent, high-interest mortgages, and car payments can become burdensome. However, there are many actionable tips you can start implementing today so that you can finally become free from the worry and stress you feel every day. Once you apply these strategies for a few weeks or longer, you´ll be able to buy the things you truly desire without having to worry. Imagine purchasing the car of your choice without taking out high-interest-rate loans or the freedom you´ll feel knowing that you have more control of your financial success. The harsh reality is that most people are living paycheck to paycheck, with thousands of dollars in credit card debt and less than $500 in their accounts. What do you think would happen to those who got laid off or, worse, injured? The truth is that if you don´t have the extra cash on hand, you can get cleaned out quick. Fortunately, there is great news. There are many ways you can start monitoring your finances today so that you can finally breathe and take control of your financial future. It´s going to take some dedication, sacrifice, and awareness, but you´ll be back in the driver´s seat and on the road to success in no time. Let your friends know about your goals, and acquire an accountability partner to help you with your financial plans. These strategies have helped the author and countless others achieve financial independence. In this book you will learn: A quick and simple method to monitor your daily and weekly spending How to drastically reduce your transportation costs How to cut your energy costs at home How to quickly and easily reduce your grocery and takeout costs Plus many, many more miscellaneous frugal tips to keep money in your pocket! 1. Language: English. Narrator: James H. Kiser. Audio sample: http://samples.audible.de/bk/acx0/053593/bk_acx0_053593_sample.mp3. Digital audiobook in aax.
Create and sell your first PDF report, step by step. Wishing you could wake up having orders in your email inbox and the freedom to take longer vacations because you had a second source of income? Learn step by step how to make this happen. Doing anything new for the first time is intimidating. So don´t try to write your first downloadable report and put it up for sale through trial and error. Discover how to do it right, so it brings in income whether you´re at your desk, playing with your kids or basking on the beach. This audiobook offers a practical, easy-to-follow explanation of the following: Nine benefits of selling PDF reports Nine advantages and two disadvantages of the PDF format, compared to other information publishing options Choosing a saleable topic Crafting an irresistible title Painlessly writing and formatting the contents Converting the document to PDF at no cost Deciding on the price Setting it up for sale and immediate download Understanding how you receive the payment Six powerful ways to attract buyers for your report A sample press release you can use as a model And each of the above steps can cost you nothing - that´s right, $0! Author Marcia Yudkin is a veteran information marketer, having published her first newsletter at the age of 11. She has published 16 conventional books, including a Book-of-the-Month Club selection and another featured on The Oprah Winfrey Show, and countless audio products and PDF reports. Creator of the Launch Your Information Empire course and nine other multimedia home-study courses, she is known for presenting simple, honest entrepreneurial and marketing advice. 1. Language: English. Narrator: Marcia Yudkin. Audio sample: http://samples.audible.de/bk/bigh/000485/bk_bigh_000485_sample.mp3. Digital audiobook in aax.